Hard Working Mortgage Guy | Indianapolis Mortgage

May 31, 2011 / Our Team, Rick Ripma / by rripma

Who in the World is Your Hard Working Mortgage Guy!

Hi, I’m Rick Ripma, Your Hard Working Mortgage Guy. My team and I help folks like you finance their homes in Indiana and Ohio at the very best overall mortgage option available to you. This insures that you receive the maximum financial benefit by working with us. Have you ever financed a home and been charged thousands of dollars in closing costs? Maybe along with those outrageous costs you received slow to no response from you loan officer to your [...]

May 20, 2011 / Purchase Mortgage / by rripma

Why it’s time to buy?

Today maybe the best time in history to buy a home. In this video Your Hard Working Mortgage Guy reviews Home Affordability for 2011. These statistics may surprise. As you look at what is going on in the housing market in the Indianapolis and the surrounding counties and you look at the data, which you will see below, I think you will find that today, this time in history, may be the best opportunity you have ever had to purchase [...]

April 30, 2011 / FHA, Indiana Housing, Shopping Rate, Shopping Rate, VA / by rripma

Closing Cost Explained

Many folks find closing costs confusing at best and down right frighting at worst. This video will help you understand these costs and help you as you shop for a mortgage. What exactly are closing costs and what and you paying for. Closing costs are things like your appraisal, your title work then there are loan doc prep fees, tax service fees, underwriting fees, processing fees, credit report, and flood certification. I have seen people charge for faxing of documents. Anything that [...]

April 30, 2011 / FHA, Shopping Rate, Shopping Rate, VA / by rripma

How to Shop Mortgage Rate

Shopping mortgage rate can be trickier then you might think. To receive the best rate and costs watch this video.

April 30, 2011 / 100% Financing, FHA, Shopping Rate, Shopping Rate, Uncategorized, VA / by rripma

You have to shop both interest rate and closing costs!

There are two major cost to financing a mortgage learn how to shop both interest rate and closing costs. If you don’t shop them correctly uyou could end up paying thousands more then you should on you next mortgage.

April 29, 2011 / FHA, Indiana Housing, Purchase Mortgage, Shopping Rate, VA / by rripma

How much home can you afford?

Learn how lender qualify you for a new mortgage.

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Foreclosures! How will they affect your homes value?

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Appraisal value is finalized away from your home!

November 2, 2011 / Appraisal, Appraisal

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