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Stephanie H – 2011
Another testimonial for Your Hard Working Mortgage Team and Indiana Housing Program.
Home » Gov’t Programs
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USDA 100% Financing
Interview with USDA financing expert Jeff Cothern of Union Savings Bank.
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Should you consider an ARM?
Adjustable Rate Mortgages (ARM’s) are misunderstood. They are not the right mortgage for every situation but depending on the ARM type and features the correct ARM could save you thousand of dollars on you mortgage. Learn if you can benefit from an ARM mortgage.
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When can you close on your FHA mortgage?
From application to closing can vary for many reasons. Watch this video to learn how long it can take to close your FHA mortgage.
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How long will it take to close?
There are many things that can affect the time it takes from application to close. Your stress level might drop if you understand these items.
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Benefits of an FHA Refinance.
Wondering if FHA is right for your refinance? Maybe you tried to refinance on conventional but that didn’t work out. This video explains how FHA might work for you. First we will talk about the benefits of FHA. When you are purchasing on an FHA, it requires 3.5% down as opposed to a conventional mortgage which generally requires 5% down. So a lesser down payment is a benefit of an FHA mortgage. FHA also is much more forgiving on your [...]
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Why choose and FHA mortgage for your home purchase?
FHA has several benefits that could make it the perfect mortgage for you. This video will help you decided if FHA is right for you. First we will talk about the benefits of FHA. When you are purchasing on an FHA, it requires 3.5% down as opposed to a conventional mortgage which generally requires 5% down. So a lesser down payment is a benefit of an FHA mortgage. FHA also is much more forgiving on your credit scores which will [...]
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Closing Cost Explained
Many folks find closing costs confusing at best and down right frighting at worst. This video will help you understand these costs and help you as you shop for a mortgage. What exactly are closing costs and what and you paying for. Closing costs are things like your appraisal, your title work then there are loan doc prep fees, tax service fees, underwriting fees, processing fees, credit report, and flood certification. I have seen people charge for faxing of documents. Anything that [...]
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How to Shop Mortgage Rate
Shopping mortgage rate can be trickier then you might think. To receive the best rate and costs watch this video.
