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$330 Closing Costs? Wow! How can that be?
You’re blown away by the high closing costs of many lenders Watch this Learn’n with Rick video and you’ll see closing costs just don’t have to be that high.
Home » Refinance
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Upfront Costs and your mortgage
So what should you expect to pay upfront? You are out shopping for a mortgage and people are telling you different fees and closing costs and all these things and you are trying to decide well okay what is it going to cost me upfront? Basically there are two items you are going to be charged for upfront and lenders will call it two different things. Generally you will have an Application Fee, which is what we happen to charge. [...]
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When should you lock your mortgage rate?
When is it best for you to lock your mortgage rate when financing a home. This video explains rates what effects them and when you should lock.
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Why could your mortgage application be denied?
Applying for a mortgage can be stressful. You can take some of the stress away by knowing what can cause your mortgage to be turned down.
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Do you have to Escrow?
Mortgage escrow can be confusing. Learn what mortgage escrow is and how to decide if you should escrow.
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Can you Refinance even if you have a 2nd?
How can you refinance when you have a first and second mortgage. This video explains your options.
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Should you pay a Prepayment Penalty?
Is there ever a time that a prepayment penalty is a good idea. Maybe watch this video to find out.
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Will your lender sell your mortgage?
Does it matter if your lender sells your mortgage and what are they selling anyway. Learn what they are selling and and how it could affect you.
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Shop APR?
Is APR (annual percentage rate) the best way to shop for a mortgage? APR was set up by the federal government to make is easier to compare mortgage offers. You understanding of APR and whether this government strategy works.
