According to Freddie Mac, mortgage interest rates are currently hovering near a five-decade low.

If you are in the house-hunting stage, you know how critical it is to get approved for a mortgage. However, to qualify for a mortgage loan, you need to meet loan guidelines and submit specific documents. With help from a mortgage agent, you can breeze through the process.

Hi! I’m Rick Ripma, The Hard Working Mortgage Guy.

I look forward to sharing my story. I hope that you will enjoy getting to know me better.

A home purchase is an exciting time for most people, but sometimes this excitement clouds their judgment, and they can end up making regrettable mortgage errors that could cost them their dream home. On the other hand, by working with a mortgage broker, you have a professional who has a thorough understanding of the mortgage market, your needs, and financial situation and can offer tailor-made solutions to help fulfill your home buying aspirations.

We are delighted to announce the launch of our new website!

New Website Coming Soon! We are currently revamping our website. Our new website will be interactive and mobile friendly! Watch this space for updates. Just a…