About Us
Getting to know your mortgage company is crucial. It builds trust, ensures personalized solutions, and allows for a smooth mortgage journey. #KnowYourLender #TrustworthyService
The Hard Working Mortgage Guy's Story
Once upon a time, in the heart of Indiana, a shy young man named Rick Ripma transformed his life from introverted bartender to a passionate advocate for homebuyers. After starting his career in real estate in 1991, Rick made the pivotal shift to mortgages in 2002 after a painful experience refinancing his own home. Faced with a lender who tried to charge him an outrageous $12,000 in closing costs, Rick felt a deep sense of injustice. It was this moment that ignited his mission: to bring honesty, integrity, and transparency to an industry often shrouded in confusion and frustration.
As the years rolled on, Rick dedicated his life to educating and empowering homebuyers to navigate the complex mortgage process with confidence. He closed over 6,000 mortgages, guiding families toward the homes of their dreams while amassing over $1 billion in loans. Through his extensive experience, Rick knew that understanding the challenges his clients faced was essential to providing effective solutions. Thus, he became a Certified Mortgage Advisor and Certified Renovation Specialist, taking the time to understand each family's unique needs and circumstances.
With a desire to take communication a step further, Rick launched the 'Indy's Real Estate Gurus' podcast and radio show, reaching even more homeowners ready to buy their next home. His insights and expertise turned his well-crafted personal stories into leadership in the mortgage space.
Rick's dedicated approach is what led to the creation of Hard Working Mortgage Team Homebuyers. Here, we specialize in making the mortgage process simple, transparent, and stress-free. Our personalized mortgage guidance, backed by innovative technology and exceptional customer service, sets us apart. We understand your worries about qualifying for a mortgage and navigating the process, and we take pride in offering tailored solutions without the need for construction consultants.
At Hard Working Mortgage Team Homebuyers, we help homeowners step into their new lives with ease. Our process is straightforward: Schedule a call with us to discuss your mortgage options, complete a simple mortgage application, and get ready to move into your new home. The pain points of the past fueled Rick's mission to create a solution that works. When you choose us, you're choosing a team with a proven track record and a commitment to making sure you feel seen, heard, and understood at every turn. Join the thousands of families who have trusted Rick Ripma to turn their homeownership dreams into reality.
Work With a Local Expert...
Work with a local mortgage expert for a streamlined mortgage process. They have in-depth knowledge of the local real estate market, trends, and values. Receive personalized guidance tailored to your needs. Benefit from their extensive network of industry professionals, saving you time and effort. They are accessible and available for face-to-face meetings or virtual consultations. They understand local regulations and ensure compliance. Choose Advisors Mortgage Group for a successful and stress-free home financing journey. Get started today!
Our Mission
Experience the Importance of a 5-Star Mortgage Journey
At Advisors Mortgage Group, we understand that obtaining a mortgage is not just about securing a loan—it's about the overall experience. That's why we strive to provide a 5-star experience to every client we serve. From the moment you start your mortgage journey with us, you can expect exceptional service, personalized attention, and a commitment to exceeding your expectations. Here's why a 5-star experience matters:
Unmatched Customer Satisfaction: A 5-star experience reflects our unwavering dedication to customer satisfaction. We prioritize building strong relationships with our clients, ensuring that every interaction is met with professionalism, respect, and genuine care. We listen attentively to your needs, address your concerns promptly, and go the extra mile to make your mortgage journey smooth and enjoyable. Our goal is to create an experience that leaves you delighted and confident in your decision to choose us as your mortgage partner.
Clear Communication and Transparency: Transparent communication is at the heart of a 5-star experience. We understand that navigating the mortgage process can be complex, so we make it a priority to provide clear, jargon-free explanations of each step along the way. We keep you informed about the progress of your application, promptly answer your questions, and ensure that you have a comprehensive understanding of the terms and conditions of your mortgage. Our commitment to transparency gives you peace of mind, empowering you to make informed decisions with confidence.
Personalized Solutions:No two clients are the same, and we recognize the importance of tailored solutions. We take the time to understand your unique financial situation, goals, and preferences. Our experienced mortgage experts analyze your needs and recommend mortgage options that align with your specific circumstances. Whether you're a first-time homebuyer, refinancing your current home, or investing in a new property, we customize our solutions to meet your individual requirements. Your satisfaction and success are our top priorities.
Efficient and Timely Process:We understand that time is of the essence when it comes to your mortgage. A 5-star experience means delivering an efficient and timely process from start to finish. We leverage our expertise, streamlined systems, and industry connections to expedite your mortgage application. Our team works diligently to ensure that your documents are processed quickly, deadlines are met, and potential roadblocks are resolved promptly. With our focus on efficiency, you can move forward confidently, knowing that your mortgage is progressing smoothly.
Going Above and Beyond:A 5-star experience goes beyond the ordinary. We believe in going above and beyond to exceed your expectations. From providing personalized advice to offering additional resources and support, we strive to make your mortgage journey exceptional. Our commitment to excellence extends beyond the transaction itself, as we aim to build long-lasting relationships with our clients. We measure our success by the trust and satisfaction you place in us.
Choosing a mortgage partner that prioritizes a 5-star experience is a decision that can greatly impact your overall satisfaction and success. At Advisors Mortgage Group, we are dedicated to providing unparalleled customer service, clear communication, personalized solutions, an efficient process, and a commitment to going above and beyond. Experience the difference a 5-star mortgage journey can make. Contact us today and let us exceed your expectations.
Contact Us
1411 Highway 35
Ocean, New Jersey 07712
Rick Ripma NMLS# 664589
Advisors Mortgage Group is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Advisors Mortgage Group will never be discouraged on on the basis of race, color, religion, national origin, sex, military status ,marital status, age, or because you get public assistance. All information we request is voluntary, and will be kept confidential. For more information on the ECOA, please visit:
http://www.ftc.gov/bcp/conline/pubs/credit/ecoa.shtm
© Copyright 2025 | Advisors Mortgage Group | All rights reserved.
© Copyright 2025 | Advisors Mortgage Group | All rights reserved.