Loan Types

The programs we offer, with straight answers for buyers in Zionsville, IN.

Not sure which loan fits? Most buyers start with a first-time home buyer, FHA, or conventional loan, then run the numbers with the affordability calculator and see which Zionsville, IN community fits your budget.

First-Time Home Buyer

Know your payment, your cash needed, and your loan options before you fall in love with a house. Let me walk you through it.

FHA Loans

Flexible credit guidelines and less cash needed up front. I'll help you see if FHA fits, and how it stacks up against your other options.

VA Loans

I help veterans, service members, and eligible surviving spouses in Zionsville, IN use their VA benefit with a clear plan for cash-to-close, seller-paid costs, and a strong offer.

Conventional Loans

Solid credit and steady income? Let's see if a conventional loan fits your goals, and how it compares to your other options before you decide.

USDA Loans

Buying in an eligible rural or suburban area? A USDA-guaranteed loan may reduce the cash you need up front. Let's find out if it fits.

Jumbo Loans

Buying or refinancing above the conforming limit? I'll help you prepare early, compare your options, and make a big loan feel clear and manageable.

Physician Loans

A mortgage that understands student loans, residency, and a job that starts after closing. Let me walk you through it.

Self-Employed & Bank-Statement Loans

Bank-statement, 1099, and P&L loans that look at how your business actually brings in money, not just the bottom line on your tax return.

Investor & DSCR Loans

I help Zionsville, IN investors figure out whether a property works as an investment, not just whether the loan gets approved.

Non-Warrantable Condo Loans

I help Zionsville, IN buyers and owners find out early whether a non-warrantable condo can be financed, and what it will take.

Refinance

Change your term, tap your equity, or move off FHA mortgage insurance. Let's compare the real numbers first, then you decide.

Home Equity & HELOC

Home equity loans and HELOCs let you borrow against your equity while your current mortgage stays in place. Let's see if it fits your plan.

Renovation Loans

Found the right spot but not the right house? Let's see if a renovation loan fits, and how it compares to a HELOC or cash-out refinance before you decide.

2-1 Buydown

A reduced payment for your first two years, often funded by the seller or builder. Let's see if it fits your plan.

Keep exploring

Compare scenarios with our mortgage calculators, or see local programs and loan limits for your Zionsville, IN town.

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