Areas I serve
Based in Zionsville. Licensed across 2 states.
My office is in Zionsville and Zionsville, IN is the market I know street by street. You don't have to be local to work with me. I'm licensed to originate your mortgage anywhere in Indiana and Kentucky, and the whole process runs online. Here's where I'm based and where I can do business, so you always know whether I can help.
Zionsville, IN
My office is at 4451 Haven Court, Zionsville. This is home — I know these communities tax rate by tax rate, and most of my closings happen here.
IN · KY
You do not have to be in Zionsville, IN to work with me. I'm licensed across Indiana and Kentucky — a mortgage is licensed by the state the property is in, and the whole process runs online.
Stop by, call, or never leave your couch — clients across every state I serve work with me entirely online.
I can do your loan in any of these states
A mortgage is licensed by the state the property is in — not by how close you are to my office. If your home is in any of these states, I can help.
Common questions about where I lend
Do you only work with buyers in Zionsville, IN?
No. Zionsville, IN is home base and where I know the market street by street, but Rick Ripma - The Hard Working Mortgage Guy! is licensed to originate mortgages anywhere in Indiana and Kentucky. Wherever your property is in those states, I can do your loan.
What states is Rick Ripma licensed in?
Nations Lending Corporation (NMLS #32416) is licensed in Indiana and Kentucky. Rick Ripma (NMLS #664589) is licensed in Indiana and Kentucky. A mortgage is licensed by the state the property is in — not by how close you live to my office.
Do I have to come to your office?
Not at all. My office is in Zionsville, IN, but the entire process — application, document upload, e-signing, and closing coordination — runs by phone, email, and secure online tools from anywhere in the states I serve.
Do you cover my town?
Almost certainly — as long as the property is in Indiana and Kentucky, I can help. Reach out and I'll give you straight answers for your market.
Rick Ripma, NMLS #664589 · Nations Lending Corporation, NMLS #32416. Equal Housing Opportunity.